Finance & Loans

Refinancing your boat loan can lower your monthly payment, reduce your interest rate, or shorten your payoff timeline. Here’s exactly how to do it in 2026.

Boats depreciate, cost money to own, and rarely generate returns. But there’s a nuanced answer to this question — and it depends entirely on how you define ‘investment.’

Should you finance a boat with a dedicated marine loan or a personal loan? We compare rates, terms, approval requirements, and when each option makes the most sense.

Before you shop for a boat, understand what you can actually afford. This guide walks through boat loan math, monthly payment calculations, and the true cost of boat ownership.

Boat insurance doesn’t have to break the budget. These proven strategies can reduce your marine insurance premium without sacrificing the coverage you actually need.